About
Obel Financial Advisors
At Obel Financial Advisors, we help individuals, families, and businesses build wealth with purpose and protect it with strategy. Led by Emmanuel Obel, MBA, NSSA, we bring over 20 years of experience in guiding clients toward lasting financial confidence.
Our Philosophy
We believe wealth isn’t built by chance—it’s built by choice. Every financial plan we create is rooted in integrity, discipline, and a clear understanding of your goals, so your money works in alignment with your life.
Our Process
Our process is simple and personal: listen, plan, and guide. We take the time to understand what matters most to you, then design a customized strategy to grow, protect, and sustain your wealth over time.
Obel Financial Advisors
Meet The Team
Emmanuel Obel MBA, NSSA
President
Emmanuel Obel is the Principal at Obel Financial Advisors, a Registered Investment Advisory firm in the State of California.
Earned my Masters in Business Administration (MBA Finance) from Golden Gate University and have over 20 years of experience helping individuals and business build and Protect Wealth.
My practice has a specific focus on providing comprehensive Retirement Income Planning and Asset Management.
Outside of my professional endeavors, I enjoy playing soccer and travelling the world.
Learn More About
Our Financial Solutions
Income Planning
Through our retirement planning process, we will review your current income situation and show you your potential income in retirement. We’ll work with you to create a sustainable income that will last for your life. We’ll help you understand your social security options and maximize the benefits for your situation. If you have a pension, we will guide you through the options available and help you make the right choice. We’ll help prepare you for other considerations such as a premature death of a spouse, inflation or taxation.
Wealth Management
We will work with you to understand your risk tolerance while listening to you and understanding what your financial goals are. By being an Investment Advisor Representative that works through an independent Registered Investment Advisor, we are not tied in with a large “wire house” institution, which means we can offer a universe of funds and equities to create cost-efficient and high-quality portfolios. At Obel Financial Advisors, we invest your funds in an institutional-style investment strategy.
College Funding
Make the investment in your child or grandchild’s future with the gift of a college education through life insurance.
Retirement Savings Optimization
Increase you or your loved one’s future retirement income with a tax-efficient, capital leveraging strategy.
Legacy & Estate Planning
We believe the fastest way to erode away your life’s work is to not have an estate plan in place. An estate plan shelters your assets and provides for your family in the event you are no longer around to provide for them yourself. By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, help control how the money is to be given, and minimize the taxes that are paid.
Business Planning
We help business owners with business planning especially in the areas of business continuity planning. We partner with business owners helping them in areas of buy sell arrangement, key man and employee benefits.
Asset Management
In todays complex and volatile market and economic environment, managing your assets has never been more challenging. We customize management strategies to suit out client’s goals. Factors that we take into consideration include, our clients time horizon, risk tolerance, investment experience, etc Obel Financial Advisors is a Registered Investment Advisor – RIA, in the state of California. Securities and Investment Services offered through Scottrade Inc.
Life, Property and Casualty Insurance
From experience, a death in a family will usually hurt many other kinds of financial plans. The emotional and financial toll can be far reaching, and we aim to reduce this emotional and financial impact with the use of life insurance. We will help you determine the amount of Life Insurance you and your family needs, the type of life insurance (Indexed, term, universal or variable) that best suits your needs. We will also help you insure your home, auto and business. We help find you the most appropriate Life, Property and Casualty Insurance carier.
Register For
Our Educational Events
UPCOMING EVENTS
Events in April 2026
- There are no events scheduled during these dates.
Download Our Guides
Important Birthdays Over 50
What To Know And How To Prepare
Happy Birthday! The big “Five-O.” Now the real fun begins! Before you begin planning your retirement, be sure to mark these important dates in your calendar. Starting at age 50, several birthdays— including “half-birthdays”—are critical to plan for, as they have crucial implications for your retirement future.
Legacy & Estate Planning
Understanding The Basics
Estate planning is an important part of retirement planning. You’ve worked hard for your money and want to see your children and grandchildren benefit, and you probably want to see it passed down in the most efficient way possible. Unfortunately, costly mistakes are all too easy to make, from forgetting to name a beneficiary on your retirement account to not updating your estate plan over time. It’s not just billionaires who need to have solid estate plans; it’s anyone who wants their wishes to be honored after their passing.
Stress Free Retirement
Know Your Unique Needs
This book has done for the annuity marketplace what Tax-Free Retirement did for life insurance. The response has been overwhelming. Nearly every person who reads this book wants to schedule a follow up with the person who gave it to them to discuss how this product can enhance their retirement. Don’t miss out! This is the book you have been waiting for. A book that could revolutionize your retirement years.
Browse Our Blog
Estate Planning with ILITs, GRATs, and CRTs
Imagine this: Sarah and Robert, a retired couple in their late 60s, have spent decades building a comfortable life. Robert [...]
Back to the Basics of Retirement Accounts
Retirement accounts are a cornerstone of today’s retirement strategies. While everyone might recognize the terms “IRA” or “401(k),” it’s important [...]
4 Retirement Planning Myths That Could Cost You
What if everything you thought you knew about financial planning was wrong? Many well-meaning people fall victim to common financial [...]
Contact Us
Our experience and expertise can help you customize a plan for retirement, make sure you have enough income to last you for the rest of your life, minimize unnecessary risks, and leave behind a legacy for your loved ones. If you would like to schedule a complimentary, no-obligation consultation or second opinion review, please contact us today.
Office Location:
1900 South Norfolk Street,
Suite 350,
San Mateo CA 94403
Our Email:
Our Phone:
Our Fax:
650 373-2002
